There's no doubt that property insurance is confusing. The process of filing a claim can be overwhelming, time-consuming, and also frustrating. That's why you want a Public Adjuster. Whether it's a significant event like a storm or a daily claim such as a water leak in your kitchen area, we'll get you the maximum settlement, not just what the insurer believes you are entitled to. Our specialists have been helping homeowners throughout Santa Monica, California to get effective settlements for over a decade.
Water Damage Claims
Water damage may be triggered by obvious or hidden pipe breaks, pipe bursts, shower pan cracks, busted pipelines, backed-up air conditioning lines, hot water heating system line breaks, ice maker supply line breaks, overflowing shower, toilet, or sink, to name a few. It can additionally arise from roofing leaks following severe storms. No matter what the source, you should always contact a licensed public adjuster before you do anything, certified public adjusters will work with qualified, reputable mitigation companies to restore your property. They will document everything in detail to support your insurance claim.
Our Fire Damage Claim Process
We are going to take you to step by step via the fire recovery procedure. Our property damage specialists will carefully examine your property and also suggest a plan to repair the damages and prevent complications such as mold and mildew development and structural damage from the water utilized to extinguish the fire.
We work closely with Santa Monica's finest fire and water damage restoration professionals to quickly mitigate smoke and water damage to the structure and contents. When required, mold and mildew professionals are called in to assess for the potentially damaging toxins.
After assessing the damage caused by fire, smoke, and also water, your insurance adjuster will review your insurance coverage to figure out coverage. Determining the "scope of loss" and analyzing your policy allows us to determine how to progress with your claim to obtain the highest possible settlement.
If your home or business is unlivable or workable, you might require to relocate while the damage is restored. Did you know that your insurance policy covers "additional living expenses" like hotel accommodations, restaurant meals, and dry cleaning that can all be declared and also covered? We'll help you figure out those issues, so you can get back to living your life.
Is Homeowner's Insurance Cover Mold Damage?
The source of the mold damage can establish whether your insurance company will pay for remediation or cover the damage at all. At Accurate Claims Consulting, our work with expert remediation companies that take samples and carry out mold testing along with mold removal, as required. These advanced tests identify how much mold exists, its type is, and the possible impact of the problem. Without this extensive documentation, it is almost impossible to secure a reasonable settlement from your insurance company.
Insurance companies have a beneficial interest in paying the least possible on any kind of claim. This is especially apparent with mold insurance claims since carriers recognize that many property owners don't have the expertise to recognize the source of the damage, its extent, potential repair expenses, required documentation, and their policy's hidden limitations.
Why choose Accurate Claims Consulting?
The public insurance adjusters at Accurate Claims Consulting are here to fight for what you deserve. We were founded with over 30 years of combined claims experience, and know-how to deal with your insurance provider. If your home or business in Santa Monica, California had property damage due to a flood, fire, or mold damage, please contact us at 323-509-4660. Do not deal with your insurance company directly as they will try to minimize your claim. Our certified public adjusters will fight for your rights and collect the maximum settlement for you.