Tempe, AZ public adjuster for homes, rentals and businesses
Accurate Claims Consulting is a licensed public adjusting firm that takes the policyholder’s side on Tempe claims. A kitchen fire in a Maple-Ash bungalow, a supply line failure in a Town Lake condo or wind damage to a south Tempe roof all get the same treatment: we inspect, price the repairs and negotiate the claim with your insurer. You owe nothing until the claim pays.
Free consultation. Rated 5 stars on Google (37 reviews) and Yelp (6 reviews): read our reviews.
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Who we help in Tempe
Tempe is a compact, older city between Phoenix and the East Valley, home to Arizona State University, a busy Mill Avenue district and a lot of rental housing, so many of our Tempe files involve landlords, condo associations and small businesses as well as owner-occupied homes.
- Owners of older homes in Maple-Ash, Mitchell Park and the other neighborhoods near downtown
- Landlords with student rentals near Arizona State University and condo owners around Tempe Town Lake
- Families in south Tempe neighborhoods such as Warner Ranch and the Lakes
New loss, slow claim or disappointing offer, we can review a Tempe claim at any stage.
A client review and a California commercial fire result
These guys are well-tuned machines!!!! Very smart, “Accurate”, and professional.
Turner Mitchell, Google review
Our published results are California claims for now. This San Diego commercial fire shows how we handle a business property loss like those along Tempe’s commercial corridors:
- Commercial building fire, San Diego, CA (January 2021). An electrical fire caused a total loss to a 12,000 sq ft commercial building. The insurer offered only $250,000; we secured a $741,000 settlement. San Diego commercial fire case
People on our team adjusted losses for carriers such as Farmers, State Farm and Allstate before switching sides to represent policyholders in Tempe and elsewhere. You can see our recent projects and read our client reviews.
Salt River floods and the Town Lake dam
The City of Tempe’s own Town Lake timeline records how much water the Salt River can carry through the city.
Salt River flows of up to 180,000 cubic feet per second
The city’s timeline records that the 1978–1980 floods carried flows of up to 180,000 cubic feet per second, and that floods in 1992 and 1993 reached 132,000 cfs (City of Tempe Town Lake historic timeline). Owners near the river corridor should know whether their parcel is in a mapped flood zone, because flood damage needs its own coverage.
A dam bladder burst in July 2010
At 9:44 p.m. on July 20, 2010, one of the eight inflatable bladders holding back Tempe Town Lake burst, and nearly one billion gallons of water drained from the lake (City of Tempe).
A new dam in service since 2016
After the City Council approved a hinged-gate dam in January 2012 and construction began in May 2014, water returned to Town Lake on April 12, 2016 (City of Tempe). Properties near the lake sit beside a managed body of water, which is worth checking against the flood and water exclusions in a policy.
Water damage claims in Tempe
Water damage is common in Tempe’s older homes and rentals, where aging plumbing, worn water heaters, and flat or low-slope roofs let monsoon rain pool and seep inside. Damage often spreads before anyone notices.
Our Expertise: We use moisture mapping and thermal imaging to trace leaks to their source and document every affected area, so your claim reflects the true extent of the damage.
The Hidden Risk: Tempe’s summer heat turns trapped moisture into mold within days. We make sure remediation and full rebuild costs are included in your claim, not quietly left out.
Monsoon, storm and wind claims in Tempe
From June through September, monsoon microbursts and dust storms hit Tempe hard, driving rain into aging roofs and windows and stressing the flat and low-slope roofs common on older homes and apartment buildings.
The Accurate Advantage: We perform detailed roof and exterior inspections to reveal ponding damage, membrane failures, and wind uplift that a quick insurance visit often overlooks.
Monsoon & Wind Impact: High winds can peel roofing, damage rooftop units, and drive debris through windows. We quantify the full scope so your settlement covers every needed repair.
Fire damage claims in Tempe
A fire in a Tempe home, rental, or business is devastating, and the loss goes well beyond the flames. Smoke and soot travel through walls and ducts, and heat can compromise older wiring and structural elements throughout the building.
What We Do: We inventory damaged contents, document how smoke and soot spread, and prepare a complete estimate so you can rebuild without fighting for every dollar.
Code Compliance: Tempe enforces current International Building Code standards and local amendments — a real factor in its older neighborhoods. We ensure required code-upgrade costs are included so your rebuild is safe and compliant.
Why Tempe owners choose Accurate Claims Consulting
- Older-Home & Rental Expertise — Tempe’s established homes near ASU and its many rentals bring aging roofs, plumbing, and hidden damage; we uncover what insurers overlook.
- Landlord & Business Support — For Tempe rental and Mill Avenue commercial owners, we pursue loss-of-rent and business-interruption angles carriers rarely volunteer.
- Monsoon & Water Claim Knowledge — We document the monsoon roof and water intrusion common to Tempe’s older housing stock near Tempe Town Lake.
- Contingency-Based Representation — No upfront cost — we’re paid only from your Tempe settlement.
How we work a Tempe claim
- Inspection: we document the Tempe property room by room, including smoke, soot or moisture that is not obvious at first look.
- Estimate: we build a detailed repair and contents estimate at current local costs and submit it with the supporting policy terms.
- Negotiation: we handle the insurer’s adjuster, answer requests in writing and keep pressing until the claim is paid fairly.
Arizona public adjusters are licensed by the Arizona Department of Insurance and Financial Institutions (DIFI), which is also where policyholders can file complaints against insurers. The National Association of Public Insurance Adjusters (NAPIA) is an industry resource with general information on public adjusting.
Claims we handle in Tempe
Pick the page that matches your Tempe loss to see what documents matter most:
- Water damage claims
- Fire damage claims
- Storm damage claims
- Mold damage claims
- Residential property claims
- Commercial property claims
Other Arizona cities we serve
We also take claims in Phoenix, Scottsdale, Gilbert, Chandler, Peoria, Goodyear and Surprise; the Phoenix Metro page covers the rest.
Tempe claim questions
I rent out a house near ASU and a tenant reported water damage. What should I do first?
Stop the water, take photos and get the tenant’s account in writing, then report the loss to your landlord policy. Tenant belongings are usually covered by the tenant’s own renters policy, not yours. We document the building damage and any lost rent your policy may cover.
Who handles a water leak in a Tempe condo, me or the association?
It depends on where the damage is and how the association’s documents split responsibility. The master policy often covers the building structure, while your unit-owner policy covers interior finishes and contents. We read both policies and the governing documents and claim under each one that applies.
My business near Mill Avenue had a fire. What can the claim include?
A commercial property claim can include the building, inventory, equipment and, if you have it, business income while you are closed. We inventory everything, document smoke and soot spread and build the full claim, as we did on the San Diego commercial fire above.
How much do you charge?
There is no upfront charge. The first consultation and inspection are free, and our fee is an agreed percentage of what the insurer pays.
Talk to a Tempe public adjuster
Whether it is a fire in a Mill Avenue business, a burst pipe in a Town Lake condo or storm damage in south Tempe, we treat clients like close friends and work for every dollar the policy owes.
Call or send the form below to set up a free, no-obligation claim inspection in Tempe. Office: 12400 Ventura Blvd Suite 1002, Studio City, CA 91604.