Some of the most frustrating claims involve homes that never burned. The structure stands, the walls look intact, and yet the house smells wrong, surfaces feel gritty, and nobody in the family can spend a full day inside without a headache. Smoke and soot damage is real damage, and it […]
News
Additional Living Expenses After a Spokane Fire
When a fire makes a home unlivable, the repair estimate gets most of the attention. The coverage that determines whether your family gets through the next several months without financial damage is usually a quieter line in the policy: additional living expenses, often shortened to ALE and sometimes labeled loss […]
Room-by-Room Fire Loss Documentation in Spokane
A fire changes a home in minutes. The claim that follows can take months, and almost every decision inside it traces back to one thing: how carefully the loss was recorded before cleanup crews arrived. For Spokane homeowners working through a wildfire or structure fire, thorough documentation is the most […]
Water and Smoke Damage After a Fire in Spokane
When a fire is finally out, the natural assumption is that the damage stopped with it. In practice, two of the most expensive parts of a fire loss are still developing: the water used to extinguish the fire, and the smoke that travelled through the structure while it burned. These […]
Fire Damage Insurance Claims in Spokane: What Homeowners Need to Know
Every fire season brings the same hard lesson to homeowners across Spokane County: the fire itself is fast, and the insurance claim that follows is slow. Recent wildfires in the Spokane area have left families sorting through smoke-filled houses, temporary housing arrangements, and claim paperwork all at once. This guide […]
8 Steps You Can Take To Maximize Your Insurance Claim
No one ever wants to think about the possibility of water or fire damage, but the fact is that it can happen at any time. And when they do, it’s important to be prepared. One of the most important things you can do is make sure you have insurance. But […]
California fires won’t raise insurance rates in 2018
With October’s massive wine country wildfires and current monster blazes sweeping Southern California, this year will go down in the record books as one of the most devastating fire seasons ever for insurance losses. A spokesman for the state’s insurance regulator said Thursday that year-to-date losses from the state’s […]
California Approves Public Adjuster Reform Bill
California Gov. Jerry Brown has signed a bill that establishes fair practices standards for public insurance adjusters and enhances consumer protections. Senate Bill 488, authored by state Sen. Marty Block, D-San Diego, and sponsored by Insurance Commissioner Dave Jones, was signed into law on Thursday. After filing a claim, homeowners […]