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To maximize an insurance claim, get a damage estimate from a reputable contractor, gather receipts, photos and reports, file promptly, keep copies of all correspondence and do not accept the first offer without negotiating. Get any agreement in writing and read the fine print before you sign, or hire a […]
California’s large 2017 fire losses were not expected to bring dramatic insurance rate hikes in 2018, because Proposition 103, approved by voters in 1988, requires the state insurance regulator’s prior approval for property and casualty rates. Insurers cannot load one year’s catastrophe losses into the next year’s rates; a catastrophe […]
California Gov. Jerry Brown has signed a bill that establishes fair practices standards for public insurance adjusters and enhances consumer protections. Senate Bill 488, authored by state Sen. Marty Block, D-San Diego, and sponsored by Insurance Commissioner Dave Jones, was signed into law on Thursday. After filing a claim, homeowners […]